Introduction

Lincs Loans ("we," "us," or "our") is a trading name of GW Padley Property 4 Limited and is committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines how we collect, use, and safeguard the information you provide when using our website, www.lincsloans.co.uk (the "Website").

By using our Website, you consent to the practices described in this Privacy Policy. If you do not agree with any part of this policy, please discontinue the use of our Website.

1. Information We Collect

We may collect the following personal data from you:

• Name
• Email address
• Phone number
• Information relating to your loan requirements

For each new visitor to our Website, we also automatically log certain information about how the Website is used. This may include your IP address, browser type, and pages visited.

2. How We Use Your Data

The personal data we collect is used for the following purposes:

• Communicating with you about your loan enquiry.
• Processing your loan enquiry and liaising with lenders.
• Sending you marketing communications, where consent has been given.

3. Data Sharing

We only share your data with:

• Lenders we are working with to process your loan enquiry.
• Our preferred digital marketing partners.

We do not sell or rent your data to third parties.

4. Cookies and Analytics

We use cookies to enhance your experience on our Website. Cookies are small files stored on your device that help us understand user preferences and behaviour. If you do not wish to accept cookies, you can configure your browser settings to block them.

We also use Google Analytics to monitor visitor behaviour on our Website. This tool generates data using cookies, which helps us create internal reports about Website usage. The data generated is stored by Google. For more information about how Google processes this data, please visit Google’s Privacy Policy.

5. Legal Compliance

We adhere to the General Data Protection Regulation (GDPR) and the UK Data Protection Act, ensuring your data is processed lawfully, fairly, and transparently.

6. Your Rights

You have the following rights regarding your personal data:

• Access: You can request a copy of the data we hold about you.
• Correction: You can ask us to correct any inaccurate or incomplete data.
• Deletion: You can request the deletion of your data, where applicable.

To exercise these rights, please contact our Compliance Officer at the address below.

7. Data Security

We take appropriate technical and organizational measures to protect your data. All personal data is held securely and treated in confidence within our computerized records.

8. Data Retention

We retain your personal data only for as long as necessary to finalize your loan application and comply with legal and regulatory requirements.

9. Contact Information

For any privacy-related inquiries or to exercise your rights, please contact:

The Data Controller
GW Padley Property 4 Limited
80 Mount Street
Nottingham
NG1 6HH

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Please review this page periodically for the latest information on our privacy practices.

Effective Date

By using our Website, you acknowledge that you have read and understood this Privacy Policy.